2235 Eagle St N, Cambridge, ON, N3H 4R7
Mon - Thu 10:00am - 8:00pm
Fri 10:00am - 7:00pm
Sat 10:00am - 5:00pm
Sun closed

Bad Credit Car Loans

Get the bad credit car loan you need to buy a used car

200+ Cars in Inventory Cambridge Dealership

Buying a car or getting a car loan with bad credit are not usually enjoyable experiences, however it doesn't have to be painful. On the contrary, our Cambridge dealership works with people with bad credit by securing you a car or truck loan at the best possible overall deal in Ontario assisting them in their credit re-building process.

Bad credit in Cambridge Ontario - Car Loan ApplicationĀ 

We don't pull your credit bureau till we talk to you first

Feel free to submit our 60 seconds online car loan application no obligation process for you.

If your credit score is low, and find yourself locked out of certain auto loans deals with low interest rate or no money down CALL US to speak with a representative.

As Seen In

At our Cambridge Ontario dealership we work with people with bad credit as we understand your situation and are here to help you in a time of need and we hope that this helps us gain your valuable business now and we look forward to the future.

By securing you a car or truck loan at the best possible overall deal in Ontario we assist our customers in the bad credit re-building process and are here to help. We look at the long term and are here to provide you with valuable information contact us today to explain how this works and can work for you!

How to get financed for your bad credit auto loan in Ontario

1. Fill out our secure online car financing application. It will be handled by one of our bad credit finance managers directly.
2. Our finance manager in Cambridge Ontario will contact you to review your application and explain the financing options
3. Once your car loan for bad credit is approved, you will finalize the process with the same same finance manager.

Some of Our Canadian Auto Loan Lenders Partners

Apply for your car loan today, even people with no credit

Is bad credit your problem? A car loan might be the answer

Build your credit regardless of your history in Canada. A bad credit car loan is one of the best ways in Ontario to get yourself from no credit to full recovery. Because car loans in Canada are non-revolving, banks and bad credit loans lenders will recognize this fixed payment and help you start building a relationship with this lender. Also every month you make your payments, it will be reported to your credit bureau by this lender.

Typically after one year of on time payments these car loans for bad credit Ontario lenders will consider financing at a lower interest rate, which can turn into savings on your cost of borrowing. This is why it's important to explore all your options at that point to ensure you qualify for the best bad credit car loans interest rate available to you also with our bad credit finance calculator tool you can get a rough idea of what payments would be based on your current credit.

Zero down and First Payment in 45 Days! At times, a down payment may be required for financing however we will do our best to achieve a $0 down car loan.

If you are looking to finance an used car in Cambridge Ontario, Kitchener Waterloo Region or Hamilton, apply for a car loan with bad credit so our dealer in Cambridge can give you exact monthly payments instead of guessing.

We don't just say 100% approval like any other bad credit car loans dealership. It's important to our dealer that you get financed at the lowest possible interest rate while re-establishing your low credit.

It's simple if you have the income then you'll qualify, so to take advantage of our almost guaranteed used car bad credit loans, regardless of your credit history, fill out our online car loan application today.

At Garston Motors Cambridge Ontario our professionally trained finance managers work with a variety of financial companies and banks to find the best rates available for your good credit, bad credit or no credit, car loans.

We can even work with people like you to get your used car loan for bad credit with no money down. We can guarantee bad credit approval with our online finance loans.
All sorts of income types accepted apply now and drive away with a quality vehicle. Whether you have No Credit, Slow Credit, Bad Credit, or have been through Bankruptcy, Consumer Proposal, have Repossessions, Divorce, Missed Payments, Collections or Parking Fines we have a solution for you.